Edit: The names have now been changed to protect... something.
Every week, more or less, since 2003, I've met with a small group of friends to play games. When I was writing regularly for White Wolf, they got to playtest with me, too. For Reasons Lost in the Antediluvian Aeons, we call our group Hat Club.
(Note: these reasons predate the filming of Chuck Palahniuk's most famous novel, so we don't have any actual rules, comedy or otherwise.)
So, of course they were going to do Chariot. No choice, see. For reasons tied to family and jobs and stuff these games aren't very long. A couple of hours. Therefore, it's become tradition for the person running the game to generate all the characters and hand them out in advance.
We can't generally be having with wasting a whole session on character generation, see.
Except, Chariot being a) what it is and b) something I wrote, I sort of felt that for the first time in well over a decade it was time to break tradition and do a Character Generation session.